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Fidelity Investments

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401(k) Plans

Description
BIO has teamed with Fidelity Investments, the nation's retirement leader*, to help BIO members provide a retirement plan that meets their employees' needs. Fidelity offers three distinct 401(k) plans to BIO members at discounted pricing.

*Based on 3/31/03 assets in IRAs and employer-sponsored retirement plans for which Fidelity provides trustees or custodial services.

Member Benefits:
>> Three 401(k) plans from which to choose, including the Fidelity e401k, the first comprehensive, online 401(k) plan created for small business
>> Discounts of 10%-60% for BIO members on Fidelity's already low-cost plan fees
>> Individualized consulting on the appropriate plan type by a Fidelity retirement plan specialist
>> Diverse mix of investment options, employee education, and online account management

Eligible Association Members
Many state/regional biotechnology associations have partnered with BIO to offer their members the benefits of the BIO BUSINESS SOLUTIONSsm program. In addition to BIO members, members of the biotech associations from the following states can take advantage of the BIO-Fidelity 401(k) program:

>> Alabama (BAA)
>> Arizona (ABA)
>> California - Northern (BAYBIO)
>> California - Pasadena (Entretech)
>> Colorado (CBSA)
>> Florida (BioFlorida)
>> Georgia (GBP)
>> Hawaii (HSTC)
>> Idaho (IBA)
>> Illinois (iBIO)
>> Indiana (IHIF)
>> Kansas (KansasBio)
>> Maine (BAM)
>> Maryland (TCM)
>> Minnesota (LifeScience Alley)
>> Missouri (MOBIO)
>> Montana (MBA)
>> Ohio (BioOhio)
>> New Jersey (BCNJ)
>> New Mexico (NMBBA)
>> North Carolina (NCBIO)
>> Oregon (OBA)
>> Rhode Island (BioGroup)
>> South Carolina (Palmetto)
>> Tennessee (TBA)
>> Texas (THBI)
>> Utah (UTC)
>> Virginia (VaBIO)

More Information
For more details about the BIO-Fidelity 401(k) program, go to www.fidelity.com/workplace/smproducts/index.html.

To speak with a retirement plan specialist about the plan selection, program details, or technical questions, contact Fidelity at 877-980-0246 or Andrew.Thorpe@fmr.com.

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NEW PARTNERS

FreeMind Group: Assists with NIH and DOD funding opportunities. FreeMind specializes in raising funds from government agencies and other non-dilutive sources through grants and contracts.

NEW DEVELOPMENTS

Nature Publishing Group is offering a Pay-Per-View access option for NPG journals. Member companies can view and download individual articles published in any of the journals on the NPG platform.

Not a BIO member? You still may be eligible. View the list of participating state/regional biotech associations.





"The BIO Business Solutions program is very valuable to a company, especially now. Everybody is looking to save money in any way they can, and some ways are, frankly, quite painful. This one is a method that is not painful at all - in fact, it is easy. We pretty much do what we've always done; we're just paying less money for the same things. It's a win-win." Matt Pfeffer, Corporate Vice President and Chief Financial Officer, MannKind Corporation