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William Gallagher Associates & Woodruff-Sawyer & Co.

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Business Insurance/Risk Management

>> Directors & Officers Liability
>> Clinical Trials Liability
>> Errors and Omissions Liability
>> Property & Casualty
>> Products Liability
>> Professional Liability

Description
When it comes to business insurance, it is critical that your insurance provider has a special knowledge of the biotech industry's unique needs in general as well as your company's specific needs. BIO selected William Gallagher Associates as its lead business insurance/risk management broker because of its long history of servicing biotech companies, its focus on minimizing risk, and its ability to customize policies to cover the special needs of individual biotech companies. In fact, the prestigious Tillinghast-Towers Perrin survey has ranked William Gallagher Associates as the #1 broker for Directors' & Officers' Liability policies to the biotechnology and pharmaceutical business sector for the past six years.

BIO's program with William Gallagher Associates offers business insurance from three industry-leading providers:
>> Directors and Officers Liability provided by Monitor Liability Managers
>> Property and Casualty provided by Chubb Group
>> Clinical Trials and Products Liability Provided by Chubb Group

Companies in the Western USA, Please Note: Because of its regional presence and its long experience in serving the biotechnology market, BIO and William Gallagher Associates have selected Woodruff-Sawyer & Co. as its broker partner to serve member companies in the western US. Woodruff-Sawyer's ability to provide first rate service to its clients is exemplified by the numerous awards it has received, including the sharing of top honors with William Gallagher Associates as a leading insurance brokerage firm for the biotechnology and pharmaceutical industries by Tillinghast-Towers Perrin. If your company resides in the western US and you would like more information about the BIO Business Insurance program, you can contact Woodruff-Sawyer & Co. directly at 415-391-2141.

Member Benefits:
>> Each insurance line offers unique benefits to BIO members. Click on the specific program above to learn more.
>> William Gallagher Associates has been serving the biotechnology market since 1983, when the industry was just developing. This extensive experience has made William Gallagher Associates a leader in serving the biotech industry's risk management and business insurance needs, as the 2006 Tillinghast-Towers Perrin survey illustrates.

Eligible Association Members
Many state/regional biotechnology associations have partnered with BIO to offer their members the benefits of the BIO BUSINESS SOLUTIONSsm program. In addition to BIO members, members of the biotech associations from the following states can take advantage of the BIO-William Gallagher Associates Business Insurance program:

>> Alabama (BAA)
>> Arizona (AZBio)
>> California - Northern (BAYBIO)
>> California - San Diego (BIOCOM)
>> California - Pasadena (Entretech)
>> California - Los Angeles (SCBC)
>> Colorado (CBSA)
>> Georgia (GaBio)
>> Hawaii (HSTC)
>> Illinois (iBIO)
>> Indiana (IHIF)
>> Kansas (KansasBio)
>> Maine (BAM)
>> Maryland (TCM)
>> Massachusetts (MBC)
>> Minnesota (LifeScience Alley)
>> Montana (MBA)
>> New Jersey (BioNJ)
>> New Mexico (NMBBA)
>> North Carolina (NCBIO)
>> Oregon (OBA)
>> Rhode Island (BioGroup)
>> South Carolina (Palmetto)
>> South Dakota
>> Tennessee (TBA)
>> Texas (THBI)
>> Utah (UTC)
>> Virginia (VaBIO)
>> Washington (WBBA)

More Information
More information about the program can be found at www.WGAins.com/bio.htm.

To speak to somebody about the details of the program, or to discuss your company's specific insurance needs, coverage types and terms, and policy premiums, contact William Gallagher Associates at 888-4BIORISK (888-424-6747) or at bioinfo@WGAins.com, or contact your local broker.

If your company resides in the western US, contact Woodruff-Sawyer & Co., the broker selected by BIO and William Gallagher Associates to serve the western market. Woodruff-Sawyer & Co. can be reached at 800-675-4467 or at info@woodruff-sawyer.com.

General information about William Gallagher Associates can be found at www.WGAins.com.

General information about Woodruff-Sawyer & Co. can be found at www.woodruff-sawyer.com.

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© 2008 Biotechnology Industry Organization. All rights reserved.

NEW PARTNERS

Nature Publishing Group (NPG): Offers members discounts on site licenses for Nature, Nature Biotechnology, Nature Cell Biology

Windhover Information: Provides discounts on Windhover's life science publications (IN VIVO, Start-Up, The RPM Report, and MedTech Insight) and its Strategic Transactions Deals Database.

Location Management Services: Uncovers unknown corporate revenue through governmental incentive and tax credit identification, negotiation and compliance management services. No upfront fee for the service.

State/regional biotech associations: The newest biotech associations to partner with BIO to offer their members the national BIO BUSINESS SOLUTIONSsm contracts are:
Kentucky
South Dakota
Wisconsin

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38 biotech associations have partnered with BIO to offer their members the national BIO BUSINESS SOLUTIONSsm contracts. View the list.